If you agree that you owe the money claimed and don’t think you have any grounds to dispute either the claim or the amount claimed, you can file an admission. If you dispute the amount claimed you can file a partial admission.
If you admit the claim in full, complete form N9A.
If you admit the claim in part, complete both N9A and N9B forms.
When completing form N9A, you need to provide your financial information in order to back up your offer to pay in installments. See statement of means.
You may admit only part of the claim because you disagree with the amount claimed or because you think they claimant owes you some money, for example, for mis-sold PPI.
If you admit the claim, the claimant can request judgment as soon as they receive your admission. This will result in a CCJ against you.
If you admit the claim but want to avoid a CCJ recorded against you, you may want to enter into an agreement with the claimant via a Tomlin order. See Consent and Tomlin orders.
If you are able to make full payment, no judgment will be recorded against you. If the claimant obtains judgment and you are able to pay it in full within 28 days, the judgment will be wiped off the record.
You can only file a defence or a partial admission online on the Money Claim online (MCOL) website. To file a full admission, you need to use form N9A.